The banks here have inconvenient hours. If you want to do a bank transfer, it can only be done between 8am and 3pm. Also, the local dry cleaner is open from 9am to 5pm. Inconceivable! Anyway, so it's possible to do a bank transfer at the ATM until 5pm, which is better than 3pm, except I can't read the ATM.
So I strolled into the bank at 4pm and asked about doing a bank transfer. The teller stated that they only do bank transfers until 3, so I should come back tomorrow. I asked for help with the ATM, it being all Chinese. She blinked. No eye contact, but in my direction. 8 times, precisely. After the 8th blink, another teller came over -- the mom of two of my students. She asked me to fill out some paperwork, which took 5 minutes, and we didn't use the paperwork and later shredded it. But after the paperwork, she helped me figure out the ATM. If only I had a photographic memory...
Here's a step-by-step walkthrough of doing a bank transfer (振り込み; furikomi) at a JA Bank ATM. Note that in rare cases (extremely expensive purchases, for example), a bank transfer must be done inside the bank with a teller.
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Press the bank transfer button -- 振込 (short for 振り込み; furikomi). It's on the right in the middle. |
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This warning tells you that you're about to do a money transfer. Press green button in the lower right. |
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Press the top button, 電信振込 (denshin furikomi). This will do a wire transfer, which is normal. The bottom button, 文書振込 (bunsho furikomi), is for a paper transfer, and it's very rare. |
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Put your card in the slot. |
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Enter your PIN (暗証番号; anshou bangou). |
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Enter the amount of money, followed by 円. |
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If the amount of money is OK, press the green button in the lower right. |
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Choose how to select your destination.
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Choose the appropriate button for your destination.
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| There are two screens here I'm missing. They involve choosing what branch of the bank you want, and should be rather obvious. | |
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Enter the account number (口座番号; kouza bangou), make sure it's right, and then press the green button in the lower right corner. |
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| Take your receipt, ATM card, and furikomi card, if you made one. It's done. | |
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For attribution of this work, link to this page and include my name, Douglas P Perkins.










